Add the crypto you want to use as collateral to your Wallet.
Go to Borrow and tap Open Credit Line.
In Select Borrowing Asset, choose USDT or USDC.
In Select Collateral Assets, choose your assets and enter the amounts. You'll see your estimated credit limit.
Check the details, accept the Credit Line Terms, and tap Confirm.
Tap Withdraw on your Credit Line to borrow what you need.
Most Credit Lines open straight away. Large ones are reviewed first, and your collateral stays locked during the review. If a Credit Line is declined, your collateral returns to your Wallet.
You only pay interest on funds you withdraw to your Wallet, not on your full limit. Your limit moves with the value of your collateral, and adding collateral raises it.