Daily Interest
Interest is paid at 08:00 UTC every day and added to your balance, so it earns interest too.
When Interest Starts
Add funds before 20:00 UTC and your first interest arrives at 08:00 UTC the next day. After 20:00 UTC, it arrives a day later.
Withdrawals and Interest
If you withdraw before the 08:00 UTC payment, the amount you withdrew doesn't earn interest for that day.
Your Rate
Your rate is shown as APY, and it can change. A new rate applies to your whole balance. For example, 1,000 USDC at 5% APY grows to about 1,050 USDC in a year if the rate stays the same.